This Sponsor is available nationwide.

Terms and Conditions

* Subject to approval. The preferred rate for purchases and funds advances is 19.99%. If you have Missed Payments, the applicable rates for your account will be 21.99% and/or 25.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

**All Rewards offered are subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice. Some restrictions apply. Quantities may be limited. See www.airmiles.ca for details.

1. Account must be in good standing. Offer valid for applications received by American Express no later than September 21, 2010. Bonus reward miles will be awarded upon first use of an approved Card. Please allow up to six weeks for the Welcome Bonus to be awarded. This offer cannot be combined with any other offer.

2. Account must be in good standing. AIR MILES reward miles will be earned on the amount of all purchases, less credits and returns. Funds advances, interest, balance transfers, Amex Cheques, annual fees (if applicable), other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify for reward miles. Accelerated earn rate is available at Sponsors that are American Express merchants. Visit the Eligible Sponsor List at americanexpress.ca/airmilessponsors for details. List is subject to change without notice.

3. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in effect as long as you have fully charged your rental to your American Express®* AIR MILES® Platinum Credit Card. There are specific conditions that apply to who may rent and drive the rental vehicle, the length of rental and the type of vehicle covered.

4. Underwritten by Royal & Sun Alliance Insurance Company of Canada.

5. When you charge the full price on eligible purchases to your American Express®* AIR MILES® Platinum Credit Card, the coverage given under the manufacturer's original warranty is automatically doubled for up to one additional year. Buyer's Assurance® Protection Plan is administered by C. Walker Group Inc . Certain limitations, exclusions and restrictions apply. Please read the terms & conditions carefully.

6. Travel Accident Insurance is Underwritten by ACE INA Life Insurance, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.

7. On select events. Purchases must be charged in full to an American Express Card. Subject to availability and to event and ticketing agent terms, conditions and fees.

† Note: All insurance coverage are subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read Certificates of Insurance carefully.

®*: Used by Amex Bank of Canada under license from American Express.