American Express^®* AIR MILES^® Reserve Credit Card

◊These exclusive benefits are available when you redeem using the AIR MILES Reward Miles in your AIR MILES^® Dream Balance.

‡ All Rewards offered are subject to the Terms and Conditions of the AIR MILES^® Reward Program, are subject to change and may be withdrawn without notice. To redeem for Travel and/or Merchandise Rewards, you must have accumulated sufficient AIR MILES^® Reward Miles in your Dream Balance. Some restrictions may apply. Quantities may be limited. Collectors must pay taxes, fuel surcharges and other applicable charges and fees on air, hotel and car rental Rewards. Travel Rewards may be subject to a minimum advance booking and availability from participating Suppliers. No cancellations, exchange or refunds for tickets, certificates or merchandise once booked or ordered. For complete details, visit airmiles.ca or call the AIR MILES^® Customer Care Centre at 1-888-AIR-MILES (in Toronto (416) 226-5171). For an AIR MILES Reward Mile balance update, a new or replacement AIR MILES Collector Card or redemption information please visit airmiles.ca.

• Bonus - This offer is only available to new American Express AIR MILES Reserve Credit Card Cardmembers. For current or former American Express AIR MILES Reserve Credit Card Cardmembers, we may approve your application, but you will not be eligible for the welcome Bonus. Offer valid for applications received by American Express through the link provided within the webpage. Account must be in good standing. Offer subject to change. To qualify for the 2,400 Bonus AIR MILES Reward Miles, you must have at least $3,000 in net purchases posted to your account within your first three months of Cardmembership. Please allow up to eight weeks from the date the Bonus Reward Miles were earned for the Bonus to be awarded to your Collector Account. This offer cannot be combined with any other offer.
• Companion Flight Benefit - Once per year, based on the date your American Express AIR MILES^® Reserve Credit Card account was opened on our systems, when a Basic Cardmember redeems Reward Miles for one flight reward within the AIR MILES^® Flight Program, they can receive a Companion Flight up to a maximum of 1,700 AIR MILES^® Reward Miles for the same itinerary, excluding service charges and taxes. If the cost of the flight exceeds 1,700 AIR MILES^® Reward Miles, the Basic Cardmember can use Reward Miles from their AIR MILES^® Dream balance. Any additional Miles required and applicable taxes and fees are payable by the Basic Cardmember. Subject to availability. The Companion Flight benefit cannot be used in conjunction with the AIR MILES^® FlexFly Benefit.
• FlexFly - Visit www.airmiles.ca to book an appointment or call 1 888 606 8888 to speak to an AIR MILES^® Concierge Specialist to review your flight options. You will have access to additional airlines, destinations, and departure times not available in the AIR MILES Flight Program. Flights can be booked in economy or business class. You can redeem AIR MILES Reward Miles for the full cost of your flight (including surcharges, fees and taxes) or use a combination of AIR MILES Reward Miles and pay the difference with your American Express Card. Economy and Business Class redemption options subject to availability. The AIR MILES^® Reward Mile redemption rate for an AIR MILES^® FlexFly redemption is 770 AIR MILES^® Reward Miles per $100
• Priority Pass - American Express AIR MILES Reserve Credit Card Basic Cardmember(s) ("Cardmember") may apply for a Priority Pass membership ("PP membership"). PP membership is subject to approval by Priority Pass Limited ("PPL") and is not guaranteed. Unless cancelled or unused within the three year membership period, PP membership automatically renews on its anniversary date. PP membership may be cancelled by American Express if: (i) the Priority Pass benefit associated with the American Express AIR MILES Reserve Credit Card is changed or terminated, or (ii) the Cardmember's American Express AIR MILES Reserve Credit Card is cancelled. PP membership includes access to any airport lounge participating in the Priority Pass Program. Participating lounges are owned and operated by independent third parties and their participation and/or facilities can change from time to time. To access a lounge, the Cardmember will need to show his/her valid Priority Pass card and an airline ticket for travel on the same day for the Cardmember and each of his/her guests. At their sole discretion, participating lounges may restrict entry of persons under 21 years old; please check restriction details for the individual lounges at www.prioritypass.com or your Priority Pass Directory provided by PPL. This membership provides four (4) complimentary visits per year to any of the participating lounges in the program. Cardmembers can apply complimentary visits towards accompanying guest visits. After your four (4) complimentary visits have been used, you may visit for a nominal fee of US$27 per person, per visit. Lounge access charges can be billed by PPL to the American Express AIR MILES Reserve Credit Card connected to the Cardmember's PP membership upon PP's receipt of notification from the lounge visited. All Cardmembers are subject to PPL's terms and conditions for the Priority Pass Program and the individual lounge operators' terms of use for the participating lounges visited. For complete PPL terms and conditions and a directory of participating lounge locations, please visit: www.prioritypass.com. Amex Bank will share your information with Priority Pass for enrollment and membership maintenance purposes.
• Earn Rate (American Express^®* AIR MILES^® Reserve Credit Card) - You can earn AIR MILES Reward Miles for eligible retail purchases at American Express merchants in Canada as follows:
  • 1 Reward Mile for every $10 at AIR MILES Sponsors. Visit the eligible sponsor list at americanexpress.ca/airmilessponsors. List is subject to change without notice.
  • 1 Reward Mile for every $10 at (i) stand-alone gasoline stations for automobiles, (ii) stand-alone grocery stores, and (iii) stand-alone drugstores. Purchases at merchants where gas, grocery and pharmacy sales are not their primary business (including superstores, wholesale clubs, alcohol retailers and general merchandise retailers) and purchases at sponsors do not qualify for the earn rate in this category.
  • 1 Reward Mile for every $15 of other card purchases.
    Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 1 Reward Mile for every $15 applies if the merchant code is not in an eligible category or is not made directly from the provider of the good or service, e.g. through a third party or by using a mobile device (e.g. smart phone) with an attached card reader. Provided your account is in good standing, Reward Miles can be earned on eligible purchases less returns and other credits. Funds advances, interest, fees, balance transfers, Amex cheques and charges for travellers cheques and foreign currencies are not purchases and do not earn Reward Miles.

^®*: Used by Amex Bank of Canada under license from American Express.
^®™ Trademarks of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Co. and Amex Bank of Canada.

American Express^®* AIR MILES^® Platinum Credit Card

* Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

• Bonus - This offer is only available to new American Express AIR MILES Platinum Credit Card Cardmembers. For current or former American Express AIR MILES Platinum Credit Card Cardmembers, we may approve your application, but you will not be eligible for the welcome Bonus. Offer valid for applications received by American Express through the link provided within the webpage. Account must be in good standing. To qualify for the 2,000 Bonus AIR MILES Reward Miles, you must have at least $1,500 in net purchases posted to your account within your first three months of Cardmembership. Please allow up to eight weeks from the date the Bonus Reward Miles were earned for the Bonus to be awarded to your Collector Account. This offer cannot be combined with any other offer. Subject to change without notice.
• Earn Rate (American Express^®* AIR MILES^®* Platinum Credit Card) - You can earn AIR MILES Reward Miles for eligible retail purchases at American Express merchants in Canada as follows:
  • 1 Reward Mile for every $10 at AIR MILES Sponsors. Visit the eligible sponsor list at americanexpress.ca/airmilessponsors. List is subject to change without notice.
  • 1 Reward Mile for every $10 at (i) stand-alone gasoline stations for automobiles, (ii) stand-alone grocery stores, and (iii) stand-alone drugstores. Purchases at merchants where gas, grocery and pharmacy sales are not their primary business (including superstores, wholesale clubs, alcohol retailers and general merchandise retailers) and purchases at sponsors do not qualify for the earn rate in this category.
  • 1 Reward Mile for every $15 of other card purchases.
  Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 1 Reward Mile for every $15 applies if the merchant code is not in an eligible category or is not made directly from the provider of the good or service, e.g. through a third party or by using a mobile device (e.g. smart phone) with an attached card reader. Provided your account is in good standing, Reward Miles can be earned on eligible purchases less returns and other credits. Funds advances, interest, fees, balance transfers, Amex cheques and charges for travellers cheques and foreign currencies are not purchases and do not earn Reward Miles.

American Express^®* AIR MILES^® Credit Card

* Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

• Bonus - This offer is only available to new American Express AIR MILES Credit Card Cardmembers. For current or former American Express AIR MILES Credit Card Cardmembers, we may approve your application, but you will not be eligible for the welcome Bonus. Offer subject to change. Account must be in good standing. To qualify for the 500 Bonus AIR MILES Reward Miles, you must have at least $500 in net purchases posted to your account within your first three months of Cardmembership. Please allow up to eight weeks from the date the Bonus Reward Miles were earned for the Bonus to be awarded to your Collector Account. This offer cannot be combined with any other offer. Subject to change without notice.
• Earn Rate (American Express^®* AIR MILES^®* Credit Card) - You can earn AIR MILES Reward Miles for eligible retail purchases at American Express merchants in Canada as follows:
  • 1 Reward Mile for every $15 at AIR MILES Sponsors. Visit the eligible sponsor list at americanexpress.ca/airmilessponsors. List is subject to change without notice.
  • 1 Reward Mile for every $20 of other card purchases.
    Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 1 Reward Mile for every $15 applies if the merchant code is not in an eligible category or is not made directly from the provider of the good or service, e.g. through a third party or by using a mobile device (e.g. smart phone) with an attached card reader. Provided your account is in good standing, Reward Mile can be earned on eligible purchases less returns and other credits. Funds advances, interest, fees, balance transfers, Amex cheques and charges for travellers cheques and foreign currencies are not purchases and do not earn Reward Miles.